Your complete finance department in Brazil — without the complexity
Navigate Brazilian tax codes, banking systems, and compliance requirements with local experts who speak your language. No need to hire locally or decode regulations alone.
Companies operating successfully in Brazil
The Brazil challenge
If you're facing any of these challenges, you're not alone. Brazil is one of the most complex markets for international companies.
Overwhelmed by Brazil's tax maze (ICMS, ISS, PIS/COFINS, Simples Nacional)?
Brazilian tax codes are notoriously complex. Foreign companies struggle to understand which taxes apply and how to stay compliant.
Worried about CLT employment obligations (13th salary, FGTS, INSS — 70% overhead)?
Hiring local finance staff means navigating Brazil's strict labor laws with significant hidden costs and legal risks.
Frustrated with Brazilian banking complexity (PIX, boletos, CNPJ requirements)?
Opening accounts, integrating payment systems, and managing local banking infrastructure is a nightmare without local expertise.
Concerned about regulatory compliance (LGPD, Central Bank reporting, Receita Federal)?
Brazil's regulatory environment is strict and constantly changing. Non-compliance can result in heavy fines and operational shutdowns.
Struggling with currency exposure (BRL volatility, FX management, dual-currency reporting)?
The Brazilian Real fluctuates significantly. Managing FX risk and reporting in both BRL and your home currency requires specialized knowledge.
Having trouble finding trustworthy local partners (language barriers, lack of transparency)?
Most Brazilian service providers don't speak English fluently, making communication difficult and increasing the risk of misunderstandings.
If you checked at least 2 items, you need a local partner who understands both Brazil and international business.
I need help with thisThe right solution for your stage
From operational to strategic — choose the level of support your company needs
Brazil Financial Operations
Day-to-day financial management for your Brazilian entity
Complete operational finance for your Brazil operations at a fraction of the cost of hiring locally. Ideal for companies that want efficiency without the complexity of local employment.
- Accounts payable and receivable
- Daily bank reconciliation
- Invoice issuance (NF-e)
- P&L and management reports in English
- Bilingual support via Telegram/WhatsApp
- Strategic planning and forecasting
- Board meetings and investor reporting
Strategic CFO for Brazil
Executive financial leadership for companies scaling in Brazil
Strategic partnership with a dedicated CFO who understands both Brazilian regulations and international business practices. Perfect for growing companies or those preparing for investment rounds.
- Everything from Financial Operations
- Dedicated CFO for your Brazil operations
- Advanced financial modeling
- Unit Economics (CAC, LTV, Churn)
- Fundraising preparation
- Monthly board meetings
- Executive reporting for international stakeholders
DIY Brazil vs. Loki
DIY Brazil
- Navigate complex tax codes alone
- Hire local finance staff (70% CLT overhead)
- Manage bank integrations yourself
- Compliance risk and regulatory uncertainty
- Language barriers with local providers
- Limited local market knowledge
Loki
- Single predictable monthly fee
- No employment liabilities
- Pre-built bank integrations
- Full compliance handled by experts
- Bilingual team (English/Portuguese)
- Deep local expertise + international perspective
How it works in practice
A transparent process where you maintain full control
Discovery Call
We assess your Brazil needs, current setup (if any), and define the ideal scope for your operations. We explain Brazilian requirements in plain English.
Free 30-minute consultation
Entity & Banking Setup
We help you configure your Brazilian financial infrastructure — CNPJ registration, bank accounts, payment integrations, and system connections.
Guided setup with no surprises
Ongoing Operations
You send documents through your preferred channel (Telegram, WhatsApp, email, drive). We process everything, schedule payments, and reconcile daily. All communication in English.
You only authorize via bank token
Strategic Insights
Monthly results meetings in English, P&L commentary, and insights for decision making. Reports in both BRL and your home currency.
Real-time dashboards in English
Discovery Call
We assess your Brazil needs, current setup (if any), and define the ideal scope for your operations. We explain Brazilian requirements in plain English.
Free 30-minute consultation
Entity & Banking Setup
We help you configure your Brazilian financial infrastructure — CNPJ registration, bank accounts, payment integrations, and system connections.
Guided setup with no surprises
Ongoing Operations
You send documents through your preferred channel (Telegram, WhatsApp, email, drive). We process everything, schedule payments, and reconcile daily. All communication in English.
You only authorize via bank token
Strategic Insights
Monthly results meetings in English, P&L commentary, and insights for decision making. Reports in both BRL and your home currency.
Real-time dashboards in English
You're always in control
We only schedule payments in your Brazilian banking system. Final authorization is always yours, via bank token or biometrics. We have no access to move your money without your explicit approval.
Technology built for Brazil
While other BPOs rely on off-the-shelf tools, we build our own financial automation platform optimized for Brazilian regulations
Proprietary Platform
System built from scratch by our engineering team, specifically designed for Brazil's unique financial requirements
AI Applied to Brazilian Finance
Proprietary algorithms that understand Brazilian tax codes, banking systems, and compliance requirements
Direct Brazilian Bank Integrations
Direct connections to major Brazilian banks through our own APIs — integrations that foreign companies can't easily access on their own
Full Data Control
Your financial data never passes through third-party tools. Everything is processed on our secure infrastructure with bank-grade encryption.
Built for international companies
Why international companies choose Loki for Brazil operations
Built for Brazil's Unique Financial System
Proprietary automation platform designed specifically for Brazilian tax codes, banking systems, and compliance requirements. Technology that understands local complexity.
Bilingual Expert Team
English-speaking professionals with deep Brazilian finance expertise. Certified in local accounting, tax, and regulatory compliance. We bridge the language and knowledge gap.
Multi-Currency Data Intelligence
Real-time dashboards and reports in English. View your Brazil operations in BRL, USD, EUR, or your home currency. Understand your performance without translation barriers.
From Market Entry to Full Operations
Scalable model that grows with you. Start with basic operations and scale to strategic CFO support as your Brazil presence expands. No need to change providers.
Bank-Level Security
Your financial information protected with international security standards
AES-256 Encryption
Data protected at rest and in transit with the same standard used by international banks
Multi-factor Authentication
Extra layers of protection on all critical access points
24/7 Monitoring
Real-time anomaly detection with machine learning algorithms
LGPD & International Compliance
Full compliance with Brazilian LGPD (equivalent to GDPR) and SOC 2 readiness for international standards
Frequently asked questions
Common questions from international companies
Still have questions?
Talk to our bilingual teamReady to simplify your Brazil operations?
Schedule a free 30-minute consultation with our bilingual team